Terms of Service

Welcome to The Camesi Agency. By accessing our website, submitting information, or engaging with our services, you agree to be bound by the following Terms of Service. Please read them carefully.

1. ACCEPTANCE OF TERMS

By using the website, forms, or communication channels provided by The Camesi Agency ("we," "us," or "our"), you acknowledge that you have read, understood, and agree to be bound by these Terms of Service, along with any applicable laws and regulations. If you do not agree, please do not use our services.

2. SERVICES PROVIDED

The Camesi Agency connects individuals with licensed insurance professionals and provides information related to:

- Insurance coverage options (life, health, and related products)

- Retirement planning and 401k/403b rollover inquiries

- Recruiting and career opportunities within the insurance industry

We are not a direct insurer. Any quotes, estimates, or coverage details provided are for informational purposes and are subject to underwriting approval by the relevant carrier.

3. USER RESPONSIBILITIES

When using our website or submitting information, you agree to:

- Provide accurate, current, and complete information

- Use our services only for lawful purposes

- Not attempt to interfere with the security or functionality of our website

- Not submit false or misleading information

4. COMMUNICATION CONSENT

By providing your phone number, email address, or other contact information, you consent to receive communications from The Camesi Agency, including:

- Phone calls (including automated and prerecorded calls)

- SMS text messages

- Emails related to your inquiry, recruiting opportunities, or follow-up services

Message and data rates may apply. Message frequency varies. You may opt out at any time by replying STOP to text messages or using the unsubscribe link in emails.

5. INTELLECTUAL PROPERTY

All content on this website—including text, graphics, logos, and resources—is the property of The Camesi Agency or its licensors and is protected by copyright and intellectual property laws. You may not reproduce, distribute, or modify any content without prior written permission.

6. THIRD-PARTY LINKS AND SERVICES

Our website may contain links to third-party websites or tools. These are provided for your convenience only. We do not endorse and are not responsible for the content, privacy practices, or terms of any external sites. You access them at your own risk.

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7. DISCLAIMER OF WARRANTIES

Our services are provided on an "as is" and "as available" basis. To the fullest extent permitted by law, The Camesi Agency disclaims all warranties, express or implied, including:

- The accuracy or completeness of information

- Uninterrupted or error-free access to the website

- The approval or denial of any insurance application by a carrier

8. LIMITATION OF LIABILITY

To the maximum extent permitted by law, The Camesi Agency and its representatives shall not be liable for any direct, indirect, incidental, or consequential damages arising from:

- Your use or inability to use our website or services

- Any errors or omissions in the information provided

- Unauthorized access to or alteration of your transmissions or data

9. INDEMNIFICATION

You agree to indemnify and hold harmless The Camesi Agency, its agents, and representatives from any claims, losses, liabilities, or expenses (including legal fees) arising out of your violation of these Terms or your misuse of our services.

10. SMS TERMS AND CONDITIONS

- By opting in to SMS communications, you agree to receive recurring messages from The Camesi Agency related to your inquiry, recruiting updates, or informational content.

- You can cancel at any time by replying STOP.

- For help, reply HELP or contact us directly.

- All text messaging originator opt-in data and consent are strictly protected. This information will not be shared with any third parties, excluding the technology providers required to facilitate the text message service.

11. MODIFICATIONS TO TERMS

We reserve the right to update or modify these Terms of Service at any time without prior notice. The "Effective Date" at the top of this page will reflect the most recent version. Your continued use of our services constitutes acceptance of any changes.

12. GOVERNING LAW

These Terms shall be governed by and construed in accordance with the laws of the State of Alabama, without regard to its conflict of law provisions.

13. CONTACT INFORMATION

If you have any questions about these Terms of Service, please contact us:

The Camesi Agency

Eliot, ME 03903

Phone: 866-575-9673